Protecting your legacy

Could your family understand the complexities of your business?

If you have a business or are thinking of starting a business, then you will know that it becomes complicated quite quickly.

Could a family member easily pick it up and run it? Or could they manage the disposal of your business without losing money? How would the business survive and grow and provide your family with the benefits of your hard work if you are not there? What would happen if a business partner died or became ill?

Your family members may not be part of your business and may not be in a position to maintain it as a going concern. They might be faced with trying to sell the business or even your shares in the business which is often a lengthy process. Will they be able to meet the costs of disposing of the business without any income?

If you’ve taken on any loans or overdraft commitments, then your family could be faced with a significant liability. Even everyday cash flow issues such as money owed or owing, part completed projects etc. can be difficult to resolve and may require the help of an accountant.

How to protect your legacy:

Will your spouse or partner become an unwilling shareholder and how will the business access the funds to buy them out and to fill the gap left by you no longer being around?

Real Life Advice can help by providing a free analysis of your current and future business financial protection needs.

Call us for a free, no obligation consultation with one of our expert Protection Advisers.

Tailored Solutions:

We understand that everyone’s circumstances are different. At Real Life Advice we specialise in providing financial security for clients. This means that we guide you through what can be a complex process and ensure you get the most suitable cover at a monthly outlay you can afford.


We specialise in Life, Critical Illness and Income Protection Insurance. We don’t offer advice on investments or pensions.  As experts in our industry we are in a position to provide tailored advice from our caring staff who are dedicated to helping you prepare financially for the potential challenges that life might present to you and your loved ones.

Our commitment to you:

  • We will treat you as an individual.
  • We won’t sell to you – we will ask a number of questions that enable us to fully understand your circumstances, needs and budget and we will provide tailored recommendations.
  • Your personal information will always be treated in the strictest of confidence.
  • We won’t charge you a fee, we are paid by the product providers for the work we do.
  • From time to time or when requested by you, we will get in touch to review your protection needs and ensure your policies remain suitable. Where necessary we will make further recommendations to reflect any changes to your circumstances.
  • We aim to be professional and courteous at all times.
  • We encourage you to give us feedback as we believe it helps us continue to improve what we do as a business.
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Call 02382 352500 for expert advice today.

Real Live Advice Limited is an appointed representative of Quilter Mortgage Planning Limited which is authorised and regulated by the Financial Conduct Authority.
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